New Policy for software employees

In present days the main problems to the software employees is job security, recession. As a software employee he/she even can’t say tomorrow he/she will be in the office. In some cases with in hours we were sent out of companies, what ever may be the reason. So, in such situation to survive, why can’t we have a policy?

Then I got this idea, and it would be as follows:

• Employee takes this policy for different amounts
• He need to work for at least 6 months in the company after he applies for it and then he can get some amount per month if he looses job
• This money will be given by bank for few months only.(chance to search for some other job or business)
• This months count for which bank gives will be calculated based on the months from which he is having the policy (like for every 6 months, 2 months will be added)
• And amount that will be given per month is based on the policy amount he is taking for.

Advantages of this will be:

• Person who claims have a safety of getting money during recession
• He gets few extra months with no burden for money to find new job or business
• If every thing goes cool, at end he can get it as pension on he can take complete amount .(this ending method will be like combining the policy to some other in the starting while taking it.)
• If he uses it some time (means if bank pays him for some months in between), then we have separate method of calculation and give the amount at 55 years of his or her age.

Hope this works fine if any bank implements this policy. Lets see if some one gets this sort of idea and does it with some better calculations and beneficiaries to the employee.